Buffer and Buffett: A Better Way to Budget
Warren Buffett’s real secret is time. How splitting your income into now money, buffer money and Buffett money makes budgeting simpler and investing easier.
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Learn what really matters
A free course on the essentials of investing and planning, plain-language articles, and the books that shaped how I think about money, mindset and decisions.
Free course
Everything Everyone Should Know
I believe everyone should know most of what I know. This course skips what gets clicks and focuses on what actually builds lasting wealth, with chapters written for Canadians.
7chapters
56lessons
$0no sign-up
- Laying the Foundation9 lessons
- Establishing Expectations8 lessons
- The Importance of Planning9 lessons
- Behaviour and Investing8 lessons
- Risk Management7 lessons
- Canadian Specifics7 lessons
- Putting It All Together8 lessons
Articles
Investing and planning, explained
Plain-language articles on the ideas that matter most, written for Canadians.
How Much Money You Need to Retire
There’s no magic number. How retirement income works in Canada, how each account is taxed, and how to find the amount that’s right for you.
Swensen’s Key to Investing Performance
Why asset allocation drives most of your results, and why market timing and stock picking add far less than you’d think.
A Better Way to Measure Success
Why annual returns are a poor scorecard, and how to measure your progress by the things you can actually control.
The Beginner’s Guide to Investing
New to investing? How compound growth, inflation, volatility and asset allocation work, and what to take care of before you start.
A Brief History of Stock Market Bubbles
From Tulipmania to GameStop: what history’s biggest bubbles have in common, and how to protect your plan when the next one comes.
Reading list
Books worth your time
The books that shaped how I think about money, mindset and decisions. Titles in bold link to my summaries.
Money foundations 9 picks
- The Wealthy BarberDavid Chilton
- The Richest Man in BabylonGeorge S. ClasonRead my summary
- Millionaire TeacherAndrew Hallam
- Making Money SimplePeter LazaroffRead my summary
- A Random Walk Down Wall StreetBurton G. Malkiel
- Simple Wealth, Inevitable WealthNick Murray
- How Not to InvestBarry Ritholtz
- In This Economy?Kyla Scanlon
- I Will Teach You to Be RichRamit Sethi
Money and mindset 7 picks
- The 5 Types of WealthSahil BloomWatch my summary
- Your Future SelfHal HershfieldRead my summary
- The Psychology of MoneyMorgan HouselRead my summary
- Same as EverMorgan HouselRead my summary
- The Art of Spending MoneyMorgan Housel
- Everything but MoneyJessica Moorhouse
- Die With ZeroBill Perkins
Thinking and life 11 picks
- Atomic HabitsJames ClearRead my summary
- Principles: Life and WorkRay DalioRead my summary
- Principles for Dealing with the Changing World OrderRay Dalio
- SapiensYuval Noah Harari
- The Almanack of Naval RavikantEric JorgensonRead my summary
- Poor Charlie's AlmanackCharles T. Munger
- Clear ThinkingShane Parrish
- The Great Mental Models 4-book seriesShane Parrish
- Vol. 1General Thinking Concepts
- Vol. 2Physics, Chemistry and Biology
- Vol. 3Systems and Mathematics
- Vol. 4Economics and Art
Ready to put it into practice?
The course covers the essentials. A plan applies them to your life, your values and your goals. Start with a free, no-obligation Fit Call.